I have no idea what to do with my credit report where I was mistakenly declared dead. I attempted to apply for a loan for a car. I went to the bank and submitted my application because I had already located a seller who was willing to lower the price for me, but it was turned down. They informed me that my credit check was the reason for the denial, so I requested a copy of my report. Upon review, I noticed that it had a large deceased label on it, all of the balances on zero, and the accounts closed. How do I get rid of it and quickly fix my credit report?
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To any students here thinking of taking an online loan — I’ve done it, and it worked for me. But do it smart. I used https://loans-online.ph/student/ to compare lenders that are okay with student borrowers. It helped me cover a lab fee I didn’t expect, and I avoided penalties at school. Just make sure to check the terms and know when you’ll be able to repay. I borrowed only ₱3,000 and paid it back from my part-time tutoring money. If you’re responsible and organized, it’s a good tool to have when unexpected school expenses pop up.
